Capital Protected Annuity How Do I Protect My Capital Gains Without Sheltering Them In Something I Can't Touch Until Age 67 1/2?

How do I protect my capital gains without sheltering them in something I can't touch until age 67 1/2? - capital protected annuity

My mutual funds have attracted controversy this year (even though the behavior of Exxon in the Top 10). If this keeps up, I did pretty well (for years, but the taxes on capital gains face even if they do not sell it?). As the owner, until the mid double-digit wins, there is a way to protect the benefits? Thank you!